Banking Organization
The organization is a key to see the strategy you want to perform factor. There are few more appropriate than other structures. If the organization is well oriented supposed advantages and disadvantages otherwise. The organization must be customer service oriented.
* Branch-based structure: The Spanish model. Based on the ability to expand, especially boxes. And to be present in the greatest number of potential sites.
* Structure-based services: It is more like the U.S. where the expansion possibilities are limited by state. It caters especially to large customers (corporate business) way. Consumers and businesses in offices. People who treat large customers are account executives who then specialize in the sector. Now there are banks like Citibank who treats small customers alike throughout the world depending on the services requested. This model failed or fell into disuse by not taking into account the idiosyncrasies of each country.
* Structure-based clients: It comes as an evolution of what has been done with clients. The problem is profitability. It should be the first or second banker of the company.
Banks are complex organized structures in which there are several divisions that work in harmony helping each other. each bank has its own organization.there are some differences in the names of the areas or departments, but there is a basic common structure. there are levels, which consist of various departments, such as:
ü Level One Directory. That is the organ located at the highest level and constitutes the highest authority of the institution, the people who are here, are the decision makers of major importance and is formed by the assembly of members or shareholders and the Board.
ü Level Two: Executive. What is the maximum authority, which is required to execute the decisions of the Level 1 and is responsible for direct management of the Bank and is made by the General Manager.
ü Level Three: Advisors. She is represented by units that have specialized technical assistance to level 1 and 2, is normally composed of the Department of Audit and Legal Advice.
ü Level Four: Operational. They are responsible for the functions of the entity, such as the recruitment and placement of resources, service providers and others and they are formed by the Operations, Credit Management and Business Management.
One can say that the operating level is the main direct support level two because implements the decisions of the general management.
ü Level Five: Administrative. It is the administrative support at all levels, providing physical and intellectual instruments, ie is responsible for providing human and material resources for the functioning of the institution.
In each of these divisions is a person who has ultimate authority: the executive director. Under such director are department heads who are responsible for their specific areas. in addition, each area has a sector or area manager. for example, the reports of the hiring manager for the human resources manager, who reports to the director.
The organization is a key to see the strategy you want to perform factor. There are few more appropriate than other structures. If the organization is well oriented supposed advantages and disadvantages otherwise. The organization must be customer service oriented.
* Branch-based structure: The Spanish model. Based on the ability to expand, especially boxes. And to be present in the greatest number of potential sites.
* Structure-based services: It is more like the U.S. where the expansion possibilities are limited by state. It caters especially to large customers (corporate business) way. Consumers and businesses in offices. People who treat large customers are account executives who then specialize in the sector. Now there are banks like Citibank who treats small customers alike throughout the world depending on the services requested. This model failed or fell into disuse by not taking into account the idiosyncrasies of each country.
* Structure-based clients: It comes as an evolution of what has been done with clients. The problem is profitability. It should be the first or second banker of the company.
Banks are complex organized structures in which there are several divisions that work in harmony helping each other. each bank has its own organization.there are some differences in the names of the areas or departments, but there is a basic common structure. there are levels, which consist of various departments, such as:
ü Level One Directory. That is the organ located at the highest level and constitutes the highest authority of the institution, the people who are here, are the decision makers of major importance and is formed by the assembly of members or shareholders and the Board.
ü Level Two: Executive. What is the maximum authority, which is required to execute the decisions of the Level 1 and is responsible for direct management of the Bank and is made by the General Manager.
ü Level Three: Advisors. She is represented by units that have specialized technical assistance to level 1 and 2, is normally composed of the Department of Audit and Legal Advice.
ü Level Four: Operational. They are responsible for the functions of the entity, such as the recruitment and placement of resources, service providers and others and they are formed by the Operations, Credit Management and Business Management.
One can say that the operating level is the main direct support level two because implements the decisions of the general management.
ü Level Five: Administrative. It is the administrative support at all levels, providing physical and intellectual instruments, ie is responsible for providing human and material resources for the functioning of the institution.
In each of these divisions is a person who has ultimate authority: the executive director. Under such director are department heads who are responsible for their specific areas. in addition, each area has a sector or area manager. for example, the reports of the hiring manager for the human resources manager, who reports to the director.
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